Volunteer Accident Insurance for Faith Based Organizations

Faith-based organizations depend heavily on volunteers to minister to the needs of their congregation, with many religious institutions relying almost exclusively on volunteers to run their day-to-day operations. Religious organizations that purchase AIG's Participant Accident Insurance can insure their volunteers against some of the inherent risks that accompany the diverse range of activities that they perform on behalf these organizations.

How We Meet Your Needs

Benefits for volunteers include:
  • Excess Accident Medical Expense
  • Accidental Death and Dismemberment
  • Weekly Accident Indemnity
  • Coverage complements general liability
  • Serves as an affordable alternative to workers' compensation coverage* (which in many states does not extend to volunteers)
  • Helps mitigate reputational risks
  • Helps strengthen ties among organizations and volunteers
  • Demonstrates organization's commitment to integrity, honesty, and ethical behavior

Key Benefits

  • Excess Accident Medical Expense benefit
  • Accidental Death benefit
  • Accidental Dismemberment benefit
  • Weekly Accident Indemnity benefit


Specific expertise in risk management around volunteers Valuable product designed to pay volunteer medical bills in the event of an accident or illness Helps meet the most rigorous "duty of care" requirements to volunteers Helps offset general liability insurance Guaranteed issue for all volunteers regardless of pre-existing medical conditions Coverage backed by a financially sound carrier