Participant Accident Insurance for Amateur Sports

A holistic approach to risk applied uniformly across amateur sport organizations, from the 15 person-team to the three million member organization, characterizes our Amateur Sport Groups Participant Accident Insurance. We design customized programs that include injury prevention programs like aHead of the Game®, a concussion safety program, and apply our specialized expertise in insuring risks of amateur sport groups based on our knowledge of their distinct risk exposures.

How We Meet Your Needs

We provide coverage for injuries occurring during covered activities with benefits that include:
  • Accident medical expense benefits delivered on either a primary or excess basis
  • Catastrophic cash benefits for paralysis or coma
  • AD&D benefits
  • Weekly accident indemnity benefits
Base accident medical expense benefits can be complemented by optional international travel coverage. Educational marketing collateral associated with ahead of the Game can be distributed to parents, coaches, and athletes. Unique, youth-targeted social media campaigns that focus on educating young athletes on how to avoid injury. Large risk appetite and demonstrated ability to provide coverage for emerging and unique groups; our insureds range from cheerleading summer camps to large, nationally recognized soccer organizations.


  • Excess Accident Medical Expense benefit
  • Accidental Death benefit
  • Accidental Dismemberment benefit
  • Coma benefit Paralysis benefit Optional Coverages
  • Catastrophic Cash benefit (Coma and paralysis)
  • Heart and Circulatory benefit
  • Emergency Sickness benefit
  • Medical Evacuation benefit (100 mile radius from residence)
  • Home Alteration benefit
  • Psychological Counseling benefit